Life is not about money, but when finances sing romances life is not fun.
I am stay at home mom with two beautiful kids. I always dreamed about my own house with big beautiful garden
(I grow up in big city). I know how to budget and pretty good at math, but as years pass we don't even get closer to my dream, but getting in bigger hole.
Goals to pay off this debt in 5 years
Credit card debt: $5030 to go
Car loan: $15666 to go
Need to save
Emergency fund: $5000~$3500
Time for fun
Vacation fund $2000
Christmas fund $2000
Birthday fund $1000